South Dakota counties in the Black Hills region and those home to the state's two largest public universities, in eastern South Dakota, post among the highest rates of housing cost burden among 66 counties, according to federal data.
At 37.3 percent, Clay County, home to the University of South Dakota in Vermillion, ranked highest for the proportion of households that were cost-burdened between 2010 and 2014. Brookings County, home to South Dakota State University in Brookings, ranked third highest at 30.9 percent.
A household is considered cost-burdened if it pays more than a 30 percent of its income for mortgages or rents, real estate taxes, insurance, utilities, fuels, mobile home costs and fees.
Tripp County, in south central South Dakota, ranks second highest (31.4 percent) for the proportion of residents who are housing-cost burdened and is not home to a university or in the Black Hills region.
The Black Hills counties of Lawrence (30.4 percent), Pennington (30.2 percent) and Butte (30.2 percent) ranked fourth-, fifth- and sixth-highest for housing cost burden, while the counties of Meade (28.9 percent), Custer (27.2 percent) and Fall River (27 percent) ranked tenth, twelfth and thirteenth highest.
Oglala Lakota County is included in the Black Hills region by the Black Hills Knowledge Network and lies entirely within the Pine Ridge Indian Reservation. Like the state's nine reservations, the county posted a housing cost burden rate below 30 percent. Oglala Lakota County ranks 19th statewide with a rate of 24.9 percent, the lowest rate in the Black Hills region.
Here's a look at housing-cost burden rates on the state's American Indian reservations, for 2010-2014.
- Rosebud -- 28.3 percent
- Crow Creek -- 27.4 percent
- Pine Ridge -- 25.2 percent
- Cheyenne River -- 25.1 percent
- Yankton -- 24 percent
- Standing Rock -- 23.9 percent
- Lake Traverse (Sisseton) -- 21.8 percent
- Lower Brule -- 13.3 percent
- Flandreau -- not calculated
At the low end of the spectrum, rural counties posted the lowest proportion of housing-cost burdened residents. Here's a look at the 10 counties with the lowest rates from 2010-2014.
- Hyde -- 11.6 percent
- Kingsbury -- 15 percent
- Jackson -- 15.2 percent
- Lyman -- 15.9 percent
- Jerauld --- 16.9 percent
- Potter -- 17.3 percent
- Sanborn -- 17.3 percent
- Spink -- 17.3 percent
- Edmunds -- 17.4 percent
- Lake -- 17.4 percent
Nationally, South Dakota had the third-lowest rate of housing cost burden in 2014 (24 percent), behind West Virginia (22.6) and North Dakota (22 percent).